Sunshine Equinox Gateway, March 20th/21st 2019

Changes to blogging with blogger

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Living the "Rate Race!"

Living in the “Rat Race!”

It is 14^th March 2019 and the end of the financial tax year is only around the corner.

WE still do not know what is happening with leaving the EU and so employment for every one and investing in the future is anyone game.

But what can you do in-order to look forward to the future and leave the “Rate Race” and finally start investing in your future?

One of the fist things that I have been doing is de-cluttering my life and looking though my emails and social media links.

This is not an easy job so I only do this once a week so that I can unsubscribe to any on line sites that I no longer use or need in my life.

If you think that thoroughgoing away any thing that you have not worn in the last 6 months is a challenge try de-cluttering your emails and social media links.

This is something that I would recommend you de-clutter your online life every 6 months too.

This will help to improve your employment options especially since everyone seams to google you before employing or meeting anyone.

I am also for inanimation but if you have an email address that may need changing or updating so sound more professional then would would recommend doing this too.

So over the next month I have set myslef a few personal gaols.

1. De-clutter my emails/social media life.
2. De-clutter the house.
3. Look up money saying tips
4. look at my budget for April 2019-April 2020 (or the next 6 months.)
5. Look at savings and investments
6. reading a book (finishing my book.)
7. Booking a holiday
8. Setting up my own business/employment.

"when it's not Lemons?"

“When it is not Lemons?”

People say “we are what we eat.” but how can this be “when it is not lemons?”

One of the things that I started to do last year was reading the packaging of what I buy, this made me look at where I buy things from and how much I spend.

For my main shopping I have been using Tescos on line and have signed up to a fixed monthly delivery service that means that I can have a delivery 3 days per week every month providing I speand £40.00 per delivery.

This year I will shop around and see if I can cut my spending and only buy “lemons” and not be Sold a “LEMON.”

So last year I started looking at items and tried to STOP but=ting any thing with Palm Oil in, MSG and Artificial Sweeteners.

I am all for sugar and do not feel comfortable with eating a Chemistry set every meal so the more basic the ingredeance the better. (personal chose)

So back to the Lemons, I hate it when something claims to have Lemons in but then it says on the packaging, lemon flavouring, lemon essence.

I can not stand in the super market all day reading packaging so I do it at home when the boys are a sleep. I also look at who things are packaged to try and reduce the amount of products that I buy that have load of packaging that they do not need.

This year I aim to cook more at hoe form fresh so in January 2019 I will do my first shop of the year and by December 2019 I aim to reduce the amount of LEMONS I buy, sugar, Palm oil, MSG Artificial Sugar and packaging I use.

So the amount I will be spend on my January Shop is…

Kylie Butlers New British Heart Foundation Advert For Dechox Month.

https://www.justgiving.com/fundraising/dechox2019-miss-katrina-l-slomczynski

Emeli Sandé - Read all about it Lyrics

Happy 2019 Budget

Happy New Year 2019

1st January 2019 A

Happy New Year this year my aim is to read more this year and to try and to reduce my carbon foot print.  With public service being cut again in Nuneaton I believe that I maybe forced to buy a car and add to the daily congestion and "rush hour."

So I will aim to buy a new car in April of 2019.

That gives me two months to start saving and to look for a car.  At the moment I have tried to cut down when I use public transport due to the rising in costs and the reduces services.

I remember ten year ago when I could catch the bus in Nuneaton almost 24/7.  Now I am lucky if I can catch a bus between 9.00-17.00 Monday to Friday.

I already tend to buy every thing off line which means that I am not worrying about standing in the rain for a bus, carrying heavy bags, fuel costs and car parking spaces.

It also means that I can do my shopping in half the time and can spend time with my children more.  I also only buy what I need and do not over spend and buy things that I do not need to buy.

I also have time to read the ingrediency and look at how things are packaged so that I can try to buy Palm oil free food and food that is not wrapped in ten layers of plastic or recycled boxes.

So I just hope that I can reduce my wastage, stick to my budget of £40.00 per shop per week. (Health start voucher £30.00 per month for milk and vegetables.) 

I am hoping to save £360.00 buy the end of the year and to try and cut my spending buy £20.00 per month if I can (Every 4 Weeks.)  Compared to last year.

I also will do another budgeting form for this year and a food diary.

https://www.healthystart.nhs.uk

https://www.citizensadvice.org.uk/Documents/Advice%20factsheets/Debt/d-budget-sheet.pdf

https://www.nhsdirect.wales.nhs.uk/pdfs/food_DIARYSHEET.PDF